Apex Gateway

Malaysia My Second Home (MM2H)

About the My Second Home Program

About the My Second Home Program Advocated by the Malaysian government, the Malaysia My Second Home (MM2H) program aims to attract foreign investment, promote local tourism, and stimulate economic development. Eligible foreign nationals can obtain a multiple-entry social visit visa to reside in Malaysia for an extended period.
The program is open to all qualifying global citizens regardless of race, religion, gender, or age. Applicants can bring their spouses and dependents, including unmarried children under the age of 21. This multiple-entry social visit visa is initially valid for ten (10) years and is renewable.
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MM2H Visa for Long-Term Stay and Other Arrangements

The MM2H visa allows foreign nationals not only to reside long-term in Malaysia but also to use it for the following purposes:

Expanding Business Overseas

Educational Plans for Children

Retirement or Semi-Retirement Plans

Eligibility Requirements for MM2H

Age Requirements

Age 25 & above

Overseas Income

All categories are exempted

Liquid Assets

All categories are exempted

Fixed Deposits

From USD32,000 – USD1,000,000 (Depending on Tier)

Property Investment

Participants must invest in property in Malaysia, with restrictions on resale.

Stay Requirements

A minimum stay of 90 days per year is mandatory.

New Application Requirements for MM2H​

  • 25 years or above
  • Requires applicants to be from countries that have diplomatic relations with Malaysia
  • Live in Malaysia for at least 90 days within a year (cumulative)
  • All submissions, including new applications and renewals, must go through the MM2H One Stop Centre
  • Investment Value
  • Participants’ families can study at any IPT in Malaysia
  • Bring confidence by enjoying tax exemption with fixed deposits

From June 2024

  • Platinum
  • Gold
  • Silver
  • Economic/ Financial Special Zones
CategoriesPlatinumGoldSilverEconomic/ Financial Special Zones
Categories
$3999
/year
$3999
/year
$3999
/year
$3999
/year
AgeAge 25 & aboveAge 25 & aboveAge 25 & aboveAge 21 & above
Liquid AssetsRequirement for liquid assets has been waived for all categories.Requirement for liquid assets has been waived for all categories.Requirement for liquid assets has been waived for all categories.Requirement for liquid assets has been waived for all categories.
Monthly IncomeRequirement for monthly income has been waived for all categories.Requirement for monthly income has been waived for all categories.Requirement for monthly income has been waived for all categories.Requirement for monthly income has been waived for all categories.
Fixed DepositsOver USD1,000,000Over USD500,000Over USD150,000For age 21～49:
over USD65,000
For age 50 & above: over USD32,000
Property Investment (Residential)Over RM2,000,000
※Must be purchased within one year after MM2H visa approval.
※Property must not be sold for 10 years but can be upgraded to a higher-value property.
※Non-compliance may lead to cancellation of the MM2H visa.
※Direct purchases from developers are required in Special Zones without a disclosed price.		Over RM1,000,000
※Must be purchased within one year after MM2H visa approval.
※Property must not be sold for 10 years but can be upgraded to a higher-value property.
※Non-compliance may lead to cancellation of the MM2H visa.
※Direct purchases from developers are required in Special Zones without a disclosed price.		Over RM600,000
※Must be purchased within one year after MM2H visa approval.
※Property must not be sold for 10 years but can be upgraded to a higher-value property.
※Non-compliance may lead to cancellation of the MM2H visa.
※Direct purchases from developers are required in Special Zones without a disclosed price.		Price not stated
※Must be purchased directly from the developer
※Must be purchased within one year after MM2H visa approval.
※Property must not be sold for 10 years but can be upgraded to a higher-value property.
※Non-compliance may lead to cancellation of the MM2H visa.
※Direct purchases from developers are required in Special Zones without a disclosed price.
Participation FeeRM200,000RM3,000RM1,000RM1,000
Criminal Record ClearanceCriminal record clearance from the applicant's country of origin is requiredCriminal record clearance from the applicant's country of origin is requiredCriminal record clearance from the applicant's country of origin is requiredCriminal record clearance from the applicant's country of origin is required
Duration20 years15 years5 years10 years
DurationA minimum stay of 90 days per year is required in Malaysia.
(※For applicants aged 25-49, either the principal applicant or a dependent must meet the residency requirement.)		A minimum stay of 90 days per year is required in Malaysia.
(※For applicants aged 25-49, either the principal applicant or a dependent must meet the residency requirement.)		A minimum stay of 90 days per year is required in Malaysia.
(※For applicants aged 25-49, either the principal applicant or a dependent must meet the residency requirement.)		A minimum stay of 90 days per year is required in Malaysia.
(※For applicants aged 25-49, either the principal applicant or a dependent must meet the residency requirement.)
How to ApplyApplications must be submitted through officially licensed MM2H visa agents.Applications must be submitted through officially licensed MM2H visa agents.Applications must be submitted through officially licensed MM2H visa agents.Applications must be submitted through officially licensed MM2H visa agents.
Pass Renewal FeeRM5,000
*Renew every 5 years		RM3,000
*Renew every 5 years		RM1,500
*Renew every 5 years		RM300
*Renew every 5 years
Agency Fee PriceRM70,000RM55,000RM40,000RM40,000
Business Activities / InvestmentsAllowedNot allowedNot allowedNot allowed
EmploymentAllowedNot allowedNot allowedNot allowed
Buy NowBuy NowBuy NowBuy Now
*Withdrawal of Fixed Deposits: Up to 50% of the fixed deposit may be withdrawn for purchasing property in Malaysia, or for education, medical expenses, or travel purposes.
*Transfer of MM2H Visa: In case of the principal applicant’s death, the MM2H visa benefits can be transferred to a nominated dependent.

MM2H Program Benefits

Valid for life, shared by the whole family

If one person applies, the whole family will be granted a visa. Unmarried children under 35 years old and parents over 60 years old can accompany them (including spouses and parents), and can bring a maid into Malaysia; Lifetime validity with a ten-year visa that is renewable indefinitely. Entry and exit from Malaysia are unrestricted.

Exemption from taxes on funds brought into Malaysia.

Financial assistance remitted to Malaysia.

Family members can receive long-term medical care and education in Malaysia.

The family can receive long-term treatment in Malaysia, while the children can attend schools in Malaysia.

Visa renewal

Once approved by the Malaysian Immigration Department, the visa can be renewed every five years.

Application Process

  • Online Consultation

    Online consultation provided by Apex Gateway Overseas Service specialists.

  • Preparation of Application Materials

    Preparation of application materials with the assistance of immigration experts according to government requirements.

  • Submission of Application

    Sign an agency agreement, submit application documents, and obtain an application number.

  • Visa Approval

    Once approved by the Malaysian Immigration Department, collect your card in Malaysia.

Sarawak and Sabah

What are the Eligibility and Requirements for the Sarawak My Second Home Program?

Eligibility and Requirements for the Sarawak My Second Home Program:

  • Age

    (a) Applicants must be at least 50 years old, no age limit for the spouse;
    (b) Applicants aged 40-50, investing in residential real estate with a total amount of at least MYR 600,000;
    (c) Applicants aged 30-50 who are undergoing long-term medical treatment in Sarawak or have children studying in Sarawak.

  • Financial Requirements

    (a) Fixed deposit of at least MYR 150,000 (individuals) or MYR 300,000 (couples) in a local bank in Sarawak;
    (b) Monthly income of MYR 7,000 (individuals) or MYR 10,000 (couples) from an approved pension fund or other offshore income.

  • Residency Requirements

    MM2H visa holders in Sarawak must stay in Sarawak for at least 30 days per year.

Yes, you can include your parents and children under 21 years old as dependents under the Sarawak MM2H program. Children intending to continue schooling in Sarawak need to apply for a student visa.
You can submit the application documents for the Sarawak My Second Home Program either personally or through an agent’s assistance. If you are applying in person, you must submit the application documents yourself to the MTCP office at Bangunan Baitulmakmur II in Petra Jaya, Sarawak. If you are hiring an agent, you must employ an MM2H licensed agent registered in the state of Sarawak. A list of legitimate MM2H licensed agents is available on the MM2H Centre website.
MM2H licensed agents are authorized to assist you with submitting your MM2H application without needing your personal submission. They must be registered under the Companies Act, have paid up capital of MYR 50,000, and must pass required certification courses.
The processing time for the Sarawak My Second Home Program is 90 working days. This may extend due to individual background checks and security clearances required for each application.
The sponsor must be a current resident of Sarawak from Sarawak. The sponsor is required to endorse the MM2H application. A sponsor can only sponsor one application.

What is the Sabah My Second Home Program?

The Sabah My Second Home Program (SBH-MM2H) is an initiative aimed at attracting foreigners to reside long-term in Sabah. As of February 2023, the main features of the program have been briefly outlined by the state government, and the program is expected to be officially launched soon.

What SBH-MM2H program has the state government approved?

In a news release dated February 2, 2023, the state government announced that the state cabinet has approved:

  • In a news release dated February 2, 2023, the state government announced that the state cabinet has approved:

  • Applicants are eligible to purchase an apartment in Sabah valued at least MYR 600,000;

  • Applicants must reside in Sabah for at least 30 days per year;

  • Individual or family approval is limited to a 5+5 year period in Sabah only;

  • Applicants must provide a certificate of good conduct from their country of origin;

  • Applicants must undergo a physical examination.

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FAQ

Are New MM2H Applications Currently Being Accepted?
At the moment, new applications for the Malaysia My Second Home (MM2H) program are on hold until further notice. While agents are still preparing necessary documentation and information, they are unable to submit applications until official approval is granted by the government. Many agents are currently focused on renewing their own licenses as they await updates.
Do Existing MM2H Participants Have to Reapply?
For those already holding MM2H visas, there’s no need to reapply or comply with the updated regulations. Current participants must adhere to the original terms and conditions that were in place when their visa was first approved, ensuring continuity and stability for those already part of the program.
Why Are MM2H Agent Fees So High?
One common question is why the fees for MM2H agents seem high. It’s important to understand that these fees cover more than just agent services. They also include various other costs such as immigration processing fees, medical examinations, insurance, administrative charges, and application costs. Since these are government-regulated, the total can appear substantial.
When Can I Use My Fixed Deposit to Purchase a Property?
A key benefit of the MM2H program is the ability to access your fixed deposit for property purchases after holding your visa for one year. This provides financial flexibility, allowing you to purchase property without tying up additional funds.
Are MM2H Visa Holders Limited to Purchasing New Properties?
The restriction on purchasing new properties only applies to the Special Economic Zone (SEZ) category. If you hold a Silver, Gold, or Platinum MM2H visa, you are free to choose between both new and resale properties. This gives you more flexibility when selecting a property that fits your needs and budget.
Do I Need to Buy a New Property if My Current Property Meets the MM2H Price Requirement?
If you already own a property that meets the MM2H minimum price requirement, there’s no need to purchase a new one. For example, if you own a property in Kuala Lumpur worth RM1 million, you can pledge it under your MM2H visa, provided you hold it for at least ten years from the date your visa was approved.
Can I Combine the Value of Multiple Properties to Meet the MM2H Requirement?
A common inquiry is whether multiple properties can be combined to meet the MM2H property price requirement. Unfortunately, the rule requires that the value be met by a single property. For instance, those applying for the Platinum visa need to own a single property valued at a minimum of RM2 million.
Can Foreigners Purchase Property in Malaysia Without an MM2H Visa?
Yes, foreigners are permitted to buy property in Malaysia even without an MM2H visa. There are no restrictions on the number of properties you can own, as long as you comply with the state-specific requirements regarding property type and price. This makes Malaysia an appealing destination for foreign property investment.
What Is the Special Economic Zone (SEZ) Category in the MM2H Program?
The Special Economic Zone (SEZ) category is a relatively new addition to the MM2H program and offers more lenient conditions. This category is specific to regions such as Johor’s Iskandar and Forest City and involves purchasing property directly from developers with a minimum value of RM500,000. Additionally, the SEZ allows applicants as young as 21, with lower fixed deposit requirements: USD65,000 for applicants aged 21–49 and USD32,000 for those over 50. The application fee for the SEZ category is RM40,000, plus a government processing fee of RM1,000. Given its proximity to Singapore, this option is particularly attractive to professionals working in the area.
I am 50 years old and currently unemployed. Can I still apply for MM2H?
Yes, you can. As long as you can provide proof of retirement income that meets the application requirements or fulfill the financial criteria, Malaysia still welcomes you to apply for the MM2H program.
Do I need a visa to visit Malaysia before my MM2H application is approved?
Yes. Before your MM2H application is approved, we can assist you in applying for a visitor visa to Malaysia.
Does the MM2H program grant me a work permit?
No. The MM2H program does not permit holders to work in Malaysia. However, if you wish to work, you may apply for a work visa. Another option is to invest in and establish a business in Malaysia.
How long must I stay in Malaysia after my MM2H application is approved?
During the five-year validity period of the MM2H visa, you are required to stay in Malaysia for at least 90 days each year to meet the visa conditions.
Do I need to pay taxes in Malaysia?
If an MM2H holder’s company in Malaysia generates income, they must pay corporate taxes to the Malaysian Tax Authority. Otherwise, any legal funds transferred to Malaysia from abroad are exempt from taxes.
Can my friend or colleague (a third party) submit my application on my behalf?
Third-party submissions are not accepted. Applicants must submit their applications through courier or at the MM2H counter.
In IMM.12 form, section C – details of a Malaysian sponsor/guarantor are required for the Social Visit Pass. How should I fill this if I am applying directly?
Direct applicants can omit section C, which pertains to the details of a Malaysian sponsor/guarantor.
Can I submit a passport-size photo with a white background?
Applicants are required to submit a passport-size photo with a blue background.
I am an Australian citizen but have lived in Indonesia for many years. Can I use a police clearance certificate from Indonesia for my MM2H application?
The MM2H center accepts police clearance certificates or no-criminal-record certificates from either your home country or your country of residence.
After approval, can I open a fixed deposit account in a currency other than Malaysian Ringgit?
The fixed deposit must be in Malaysian Ringgit.
Can I open a fixed deposit account in a Malaysian bank located outside Malaysia?
No. The fixed deposit account must be opened in a bank located within Malaysia.
When can I withdraw my fixed deposit?
After one year, MM2H holders can withdraw up to 50% of their fixed deposit to pay for approved products or services under the program, such as purchasing property in Malaysia, medical expenses, or children’s education (proof of payment is required). The remaining fixed deposit can only be withdrawn upon termination of participation in the MM2H program.
Can I withdraw my fixed deposit at any time during my stay in Malaysia?
Some banks allow MM2H participants to withdraw the interest earned on their fixed deposits regularly. This depends on the bank’s policies or negotiations. Please refer to the bank’s website at www.bnm.gov.mywww.bnm.gov.my for current rates and terms.
Can I withdraw a portion of my fixed deposit and replace it later?
MM2H holders must choose the automatic renewal option for their fixed deposits.
Can I withdraw my fixed deposit after my MM2H application is approved?
No. You can only withdraw 50% of the fixed deposit after the second year for purchasing property, healthcare-related products, or children’s education. The remaining fixed deposit can only be withdrawn at the end of the term, but you can withdraw the interest.
Can I undergo a medical examination in my home country?
Medical examinations can only be conducted at registered clinics or hospitals in Malaysia.
Can I undergo the medical examination before my application is approved? How do I choose my medical check-up package (e.g., general screening, employment medical check-up, or other packages)?
It is recommended that applicants undergo a medical examination at a hospital or clinic in Malaysia after their application is approved. The medical check-up package must meet the requirements of the medical report (MF1) standard examination.
Do family members need to purchase medical insurance?
Family members must have medical insurance that is valid in Malaysia. However, those who have difficulty obtaining medical insurance due to age or health conditions may be exempted.
After the conditional approval letter is issued, how long do I have to endorse my MM2H pass?
Applicants must complete the endorsement process (i.e., obtain the MM2H visa) within six months of the issuance of the conditional approval letter.
Can I defer my MM2H visa? If so, what are the guidelines?
The conditional approval letter specifies that all approved applicants must complete the MM2H visa process within six months of the letter’s issuance date. Failure to do so will result in the application being treated as a withdrawal.
How do I apply for a Visa with Reference (VDR) at the MM2H immigration unit?
To apply for a VDR, please prepare the following documents:
i. Letter of intent;
ii. Copy of the passport (personal details page and the last exit stamp page); and
iii. Copy of the conditional approval letter.
Can my family members enter Malaysia if their passports are valid for less than six months?
Passport holders with less than six months of validity will not be allowed entry into Malaysia.
My family members (wife and children) hold dual citizenship in Venezuela and Spain. Can we transfer the MM2H visa from their Venezuelan passports to their Spanish passports with a longer validity?
Requests to transfer the MM2H visa from one passport to another (e.g., from a Venezuelan passport to a Spanish passport) will not be accepted. Please note that the applicant must decide which nationality and passport to use when first applying for the MM2H program.
Do MM2H family members need to pay a security bond?
Only the main applicant is required to pay the security bond.
For the renewal after five (5) years, can I courier the necessary document copies to your office first and then bring the original documents before the 14-day processing period ends?
MM2H holders are not allowed to mail any documents for renewal processing. Instead, holders must personally bring the required documents to the MM2H Immigration Department.
How much of my fixed deposit should I retain to meet the MM2H renewal conditions for another five (5) years?
If an MM2H holder has already set up a fixed deposit account under the program, they must provide the original fixed deposit certificate when renewing the visa. If the holder has withdrawn a portion of the fixed deposit, they must provide an updated fixed deposit certificate (original and copies) to ensure the minimum balance requirement is still met.
If my MM2H visa expired a few years ago, do I still need to formally terminate the visa?
Yes, the holder must officially terminate their MM2H visa with the MM2H Immigration Unit to reclaim all fixed deposits held in Malaysia.
Do we need to notify the MM2H unit if the MM2H holder passes away?
Yes, if the MM2H holder or an attached dependent (family member) passes away, immediate family members must notify the MM2H unit. After the death of the principal holder, dependents (family members) can apply to terminate the principal holder’s social visit pass and apply to replace the principal holder. This replacement application must be submitted within three months of the principal holder’s passing; otherwise, it will not be accepted.
How can I terminate my domestic helper’s permit?
The MM2H holder must bring the following documents to the MM2H Immigration Unit:
i. Letter of intent to terminate the domestic helper’s permit;
ii. Copy of the principal holder’s passport (personal details page and MM2H visa page);
iii. Copy of the domestic helper’s passport (personal details page and work visa page); and
iv. Copy of the domestic helper’s return flight ticket (with a departure date valid within one month or before the work visa expires, whichever comes first).
What is the maximum age limit for domestic helpers?
The age requirement for domestic helpers is between 21 and 45 years old.
Can the principal holder’s dependents (children) study in Malaysia?
Under the MM2H program, dependents (children under 18 years old) can apply for a “Study Permit” with the MM2H Immigration Unit to study at international schools in Malaysia. If they wish to pursue higher education in Malaysia, they must terminate their MM2H dependent visa and apply for a student visa.
Can dependents (children) attend public schools, or are they restricted to international (private) schools?
They are permitted to attend both public and private schools. However, for government (public) schools, applicants must obtain approval from the Malaysian Ministry of Education.
Do dependent children need a student visa to attend kindergarten in Malaysia?

Children under the age of seven do not need a student visa to attend kindergarten; they only need to apply for a “Study Permit” through the MM2H Immigration Unit.

After my child graduates from university, can they apply as my MM2H dependent holder?
Children under 21 years old can enter Malaysia as dependents. However, if they are over 21, they must renew their residence permit annually to remain legally in Malaysia (this is valid up to the age limit of 35 years). After the age of 35, they must apply for the MM2H program independently. (**MM2H dependents cannot work or marry in Malaysia.)
Can I invest in a company or business in Malaysia and register the company solely in my name? Can I hold a position such as Executive Director/General Manager/CEO?
MM2H holders may serve as directors of a Malaysian company provided that they:
i. Serve as a non-executive director;
ii. Do not receive any salary or compensation for the position (otherwise, they must pay personal income tax to the Malaysian tax authority); and
iii. Do not participate in the daily operations of the company.
MM2H holders can also invest in any existing company, but their ownership stake must be below 50% (this implies the MM2H holder is not the company’s majority shareholder, as majority shareholders are considered active participants in the business). If an MM2H holder wishes to become an executive director or hold more than 50% ownership in a company, they should terminate their participation in the MM2H program and apply for a work visa through the Immigration Department.
How can I sell my tax-exempt car under MM2H?
Before January 1, 2017, MM2H holders could sell their imported or locally purchased cars after participating in the program for two years. After the car sale, the authorities could recover previously waived import duties and sales tax. However, since January 1, 2017, new regulations state that MM2H holders can only sell or transfer cars that have been registered for over five years, and this sale must be approved by the Royal Malaysian Customs Department. After the sale, the applicable taxes must be paid based on the department’s assessed market value before the transfer of car ownership can proceed.
Do I have to purchase property in Malaysia to participate in the program?
Purchasing property is a mandatory condition for participating in the program.
Are there any restrictions or specific requirements for purchasing property?

MM2H holders can purchase residential properties in Malaysia. The minimum property price threshold for foreigners varies across different states and regions, so it is advisable to check the current conditions before purchasing. Most land in Malaysia is available for freehold purchase, but land acquisition falls under state government jurisdiction, and the policies and laws vary from state to state. It is advisable to consult local authorities before making a purchase.

Are foreigners only allowed to purchase new developments directly from developers, or can they purchase second-hand homes?
MM2H holders have to follow the different requirements stated base on the different tier. For Special (Economic Zone), MM2H holders are only allowed to make direct purchase from developers first hand.
Can I sell my property in Malaysia?
Yes, you can sell your property in Malaysia only after 10 years or upgrade to a higher value unit.
Can I apply for Malaysian permanent residency or citizenship in the future?
Being an MM2H holder does not provide a pathway to apply for permanent residency or citizenship in Malaysia.

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